Dearborn County
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Business Environment: Retail
Retail sales are an important indicator of a region's economic health because of their ability to generate tax revenue. Retail sales are counted on an establishment basis and are classified by principal line of commodity sold (e.g., groceries or hardware) or store designation (e.g., drug store or cigar store). Mail-order sales are counted at the point of shipment instead of point of receipt.
Retail sales in the county have increased for all store groups except Apparel and Accessories. Total retail sales are expected to continue increasing, with a projected 5 year growth rate of 15.3%. For the 2004 to 2009 time period, Dearborn County's projected growth in retail sales exceeds that of the Cincinnati MSA, Indiana, and the United States.
Dearborn County, IN Retail Sales
Thousands of 1996 Dollars 1995 2004 1995-2004
% Change
Total Retail Sales 324,857 462,770 42.5%
Building Materials, Hardware 20,605 31,391 52.3%
General Merchandise 38,142 45,281 18.7%
Food Stores 52,270 56,761 8.6%
Automobile Dealers 98,770 140,064 41.8%
Gasoline Service Stations 27,059 35,576 31.5%
Apparel and Accessories 2,066 2,062 -0.2%
Furniture, Home Furnishings 8,442 10,289 21.9%
Eating and Drinking Places 27,162 43,800 61.3%
Drug Stores 5,560 9,835 76.9%
Miscellaneous Retail Stores 44,781 87,711 95.9%
Data Source: Woods and Poole, 2004
Projected Retail Sales Growth in Dearborn County and Select Areas (2004-2009)
Projected Retail Sales Growth Bar Graph
Data Source: Woods and Poole, 2004
Retail Sales per Household Growth (1995-2004)
  1995 2004 1995-2004 % Growth
Dearborn County $21,050 $25,354 20.4%
Cincinnati MSA $23,647 $29,115 23.5%
Indiana $24,276 $29,970 23.1%
Data Source: Woods and Poole, 2004
Dearborn County enjoys a competitive advantage in total retail sales. Four store groups in particular contribute to this competitive advantage: Miscellaneous Retail Stores; Automobile Dealers; Building Materials, Hardware; and Gasoline Service Stations.
Dearborn County Retail Sales by Store Group (2004)
Dearborn County Retail Sales Pie Graph
Data Source: Woods and Poole, 2004
Automobile Dealers
The presence of two major car dealerships, Ande Chevrolet and Haag Ford, as well as numerous boat dealerships, contribute to the competitive advantage of this store group.
Building Materials, Hardware
Hardware stores in the county, such as Lowe's, Jackson's Hardware, and Aurora Do It Best Lumber, provide the area with a competitive advantage in this retail group.
Miscellaneous Retail Stores
Gardens Alive!, located in the city of Greendale, is one of the largest national mail order garden supply catalog companies.
Gasoline Service Stations
Dearborn County's proximity to two major interstates and numerous state routes make it a convenient refueling place.